Now more than ever, a comprehensive insurance policy is absolutely essential for all public entities such as municipalities, towns and their agencies. State and federal courts have removed many of the immunities public entities once enjoyed, creating a wide range of significant property and casualty exposures. In addition, because of the broad scope of their operations, public entities may have exposure in a variety of other specialized areas such as:
Public officials liability — errors, omissions, negligence
Law enforcement liability
Educators legal liability
Road design and maintenance liability
Social service liability
Special events liability
Employee theft
Ambulance professional liability
Fire department liability
A Company You Can Trust
CLG Insurance specializes in public entity insurance. Our roster of all the top insurance carriers ensures that we find the best rates and coverage that is specific to the needs of each public entity. As your risk management specialist, CLG will assist you in all the key phases of your insurance process, including:
Analyzing and evaluating your exposure
In-depth review of your activities and operations
Analysis and qualification of current exposures
Assessment of all possible insurance options
Designing, developing and implementing your program
Design an insurance and risk management strategy to protect all areas of exposure
Solicit multiple proposals from the insurance marketplace
Determine areas where training and risk management procedures can reduce loss
Analyze all insurance options and proposals and recommend the one that matches your needs the most
Implement the program
Providing Continuing Service
Respond to ongoing service needs
Interpret coverage when required
Claims reporting and follow-up
Contract and policy review
Handle requirements for certificate of insurance when needed
Analyze effectiveness of coverage
Ultimately, meeting the insurance needs of public entities effectively is possible only through the skillful implementation of a well-thought-out risk management strategy. This requires a skillful partner like CLG Insurance to help navigate through the myriad technical, financial and compliance issues that these programs demand.
At CLG, we believe in having a strong focus on the needs of our clients and exceeding their expectations at all points of contact. Email D. Scott Liebert or or call him toll free at 888.623.3434 to get the best insurance solutions for your town or municipality.
D. Scott Liebert, CLG's public entity specialist, is a prominent and trusted member of the insurance industry and his community. His past and present affiliations include: President of the Professional Insurance Agents of New York State (PIANY), Board Member of the Rockland Business Association (RBA), Chairman of the Work Investment Board (WIB) of Rockland County, and President of the Nanuet Rotary Club.
D. Scott Liebert, CLG's public entity specialist, is a prominent and trusted member of the insurance industry and his community. His past and present affiliations include: